Running a feedlot near Deming, New Mexico, means managing thousands of moving parts every day. From ancient windstorms tearing through the Llano Estacado to sudden blizzards, rising floodwaters, or even a barn fire, it all can strike without warning. That’s why Feedlot Cattle Insurance from National Livestock Insurance Agency matters. Since 1972, we’ve specialized in livestock insurance. Today, backed by The Hartford (A+ by Best’s), we offer coverage tailored to the rugged conditions surrounding Deming, helping you shield your investment when nature or accident strikes.
Deming lies in Eastern New Mexico, where feedlot operations are woven into the agricultural backbone of Curry County. Feedlots like Oppliger, Ridley, Texico, and others rely on their cattle to generate income, yet they’re exposed to hazards inherent in housing thousands of animals in open yards and confinement pens. As a family–owned agency, National Livestock Insurance brings deep knowledge of these risks. We’ve been insuring livestock across semi‑arid plains, arid valleys, and farm towns like Deming since the early days, through your toughest season yet.
Our Feedlot Cattle Insurance protects your herd’s value if covered events cause deaths. We insure according to the valuation schedule, so payouts reflect market‑based values. Covered causes include fire and lightning, windstorm, drowning, flood, building collapse, vandalism, conducting of operations, blizzard smothering, theft, as well as key optional endorsements like hypothermia, carcass removal, and contaminated feed or water.
The region’s open terrain makes ignition and wind exposure threats you know all too well. A stray spark, a lightning strike on a barn, or sudden straight‑line winds can start a blaze or knock down fencing and infrastructure. When that happens, insured animals lost to fire or lightning are covered. Likewise, sudden windstorms, tornadoes, or derechos can wreck pens or blow debris that injures cattle.
When the rivers crest after heavy rain, pens can flood overnight. Waterlogged ground, collapsing walls or silos, and cattle trapped in high water, these are real threats. Our insurance lasts if the worst happens: drownings, floods, or fatalities due to structure failures are included.
Remote feedyards have always faced vandalism; your fences or pens could be cut, cows let out, or offenders could hurt animals just for troublemaking. When vandalism leads to death, insured cattle are covered. During the winter of 2023, a sudden blizzard dumped inches overnight across Texico and countryside feedlots, burying low-lying yards. Smothering from snow—especially in penned areas—is a covered peril, ensuring you're protected even in the worst storms.
High cattle prices mean your investment can become a target. If someone steals an animal, you shouldn’t bear that loss alone. Our policies reimburse stolen, insured animals. Likewise, a bad fuel tank contaminating drinking water or mold-tainted feed can kill cattle. Our optional contaminated feed or water rider helps make sure a tainted batch doesn’t leave you with the entire burden.
Hypothermia isn’t always obvious. Early-winter sleet, unexpected night chill—your cattle are vulnerable until they grow a winter coat. Our optional hypothermia coverage helps cover losses when temperature stress kills an animal. And when death does occur, unclipped carcasses in pens bring cleanup costs. Our carcass‑removal endorsement pays for those expenses so you can get back to running the yard.
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Feedyard cattle aren’t always static. You may haul them to Deming market, loadouts, or vet care, then bring them back. During transport, you’re expected to care for cattle properly, use ventilated trailers, regular water stops, and secure partitions. Gentle handling reduces stress and injury risk. While insurance covers death in transit from covered perils, neglect or overcrowding can trigger denial of a claim. We recognize the region’s temperature swings—trucks moving cattle midday in summer heat, winter storms on open highways. Temperature control, hydration, and safe transport are not just good practice—they ensure your claim stays valid.
Many other farm or livestock policies are too generic. They might cover farm buildings or equipment, but still leave an impoverished gap when cattle die from a storm or drought‑related event. Feedlot Cattle Insurance fills that gap, protecting your livestock inventory, the lifeblood of your operation.
Imagine losing 200 head to a flash flood or barn fire. That could erase a year of gains. Without coverage, you face a financial vacuum, lost revenue, replacement costs, and cleanup. But with our policy, backed by The Hartford’s strength, you can claim that loss, get financial relief, restock pens, and stay running.
When something happens, day or night, you contact us. Call our claims hotline at The Hartford. You’ll document the loss: vet or field statements, photos, and incident details. Adjusters with feedlot expertise come to assess the scene. Your payout follows the valuation schedule and coverage amounts.
We designed this process to work quickly. Deming margins don’t wait. The Hartford’s 24/7 claims desk ensures you can call late on a holiday if you discover smothered cattle after a storm. National Livestock Insurance coordinates so that you spend less time filing and more time rebuilding.
Deming, New Mexico, feedlot operators are as varied as the cattle they feed. Maybe you're running a modest yard moving 500 head per shift, or you operate one of the large local feeders with thousands under care. Either way, if you're holding cattle regardless of size, you face the same risks. Our valuation schedule and flexible endorsements allow us to make the coverage fit your yard. You don’t pay extra for things you don’t need, and you get comprehensive support for the risks you face.
Our agency is family-built and livestock-specialized. We don’t shoe-horn livestock under general farm insurance. Since 1972, we’ve focused on the types of claims, the accident patterns, and best-risk-management strategies that feedlots depend on. Our familiarity with Deming, Eastern New Mexico weather, wind patterns, and terrain helps us talk your language and helps tailor coverage that hits the mark.
A good insurance plan is more than premiums and forms. When you sign with us, we become part of your risk management team. We encourage checking pens before storms, keeping grounds clear of debris that may become windblown missiles, managing feed inventories to avoid toxin build-up, and checking water tanks before extreme weather. These steps reduce risk and ensure that if a covered event occurs, you’ll get help, not hassle, from your insurance provider.
Backing these policies is The Hartford—A+ rated and strong, so that fast claim payments are backed by deep financial reserves. That’s not just words. It matters when you need cash quickly after a disaster. You don't want to guess whether your insurer is strong enough to cover your loss; you want confidence. With The Hartford backing National Livestock Insurance, you get peace of mind in every claim.
Securing Feedlot Cattle Insurance is straightforward. We’ll walk your yard, review herd value, herd size, feed and water practices, buildings, and transport exposure. We’ll explain the valuation schedule that sets your payout metrics and pick the right combination of optional coverage.
Your policy will spell out which perils are covered, which optional riders are included, and where your exclusion lines are. We’ll explain why those matters, like how not watering cattle for four hours in 90-degree heat might compromise a claim made after transport, or how leaving pens under snow for days increases the risk of smothering, which is covered but avoidable.
Feedlot life near Deming, New Mexico, is demanding and rewarding when done right. But hazards lurk, and a single flood, barn fire, or theft event can cost tens of thousands overnight. Feedlot Cattle Insurance from National Livestock Insurance Agency is about protecting more than cattle—it’s about safeguarding your business's foundation.
With over a half-century of livestock expertise, specialized feedlot knowledge, tailored optional coverage, and the strength of The Hartford behind us, we’re committed to keeping your operation standing strong. Whether you run a family feedyard or a regional operation in Curry County, we’re here to make sure that even if disaster hits, your herd and your business survive.
Let’s talk. Call National Livestock Insurance today to arrange a review. Together, we’ll build a plan that helps you face whatever the plains bring with confidence.
Protecting Your Livestock, Securing Your Future
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