Hedley, Texas sits on the rugged High Plains in Donley County. The landscape is marked by cattle pens and feedlots operated by businesses like Cattlemen's FeedLot and Crow Hollow, LP, each managing livestock through weather extremes, structural stress, and seasonal changes. That is where Feedlot Cattle Insurance from National Livestock Insurance comes in. Offered via our Amarillo office, this coverage is tailored for feeders in Hedley. It protects cattle's market value when they die from specific flames rather than covering veterinary bills. It includes fire damage and lightning strikes, flooding and drowning, high winds building collapses, theft and vandalism, and smothering during snowfall. Optional additions cover hypothermia from cold stress contaminated feed or water and the cost of carcass removal.
Climate data shows Hedley gets about fifteen inches of rain each year spread across roughly ninety rainfall days. The wettest month is May with over three inches of rain typical. Summers are hot with average highs reaching 95 degrees in July. Winters are cold enough for snow between November and April, averaging just under four inches over about nine days . Temperatures drop as low as twenty six Fahrenheit in January . The northern plains are semi-arid. Wetter months are followed by drought meaning pens may flood then dry to dust.
Instead of paying for sickness or medical care this insurance reimburses cattle based on a valuation schedule that tracks market prices for different types of cattle. If a head dies from a covered event payment equals market value. This ensures rapid financial recovery for lost animals.
Lightning strikes and fire can destroy feeders or barns and kill cattle. Sudden windstorms might collapse structures or crushed pens. Heavy rains in May or June flood pens causing drownings before staff can respond. That loss is covered. In winter months smothering due to snow in pens is included. Blows from wind may collapse feeders or frames crowding cattle to death. Floods or puddles may drown cattle within hours. Theft of cattle or vandalism of fences also qualifies. All of this is tied to mortality of animals only.
Hypothermia protection applies when cattle die from sudden cold even without barn collapse or snow. Contaminated feed or water coverage helps when algae growth or runoff poisons animals in troughs or bins post rain. Carcass removal coverage helps pay to remove dead cattle quickly and clean pens to avoid disease.
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What if, in May, heavy rains cause two feet of water in a low pen overnight. A number of cattle drowned. You file a claim and receive full valuation coverage for losses as well as cleanup if carcass removal is included.
Think about this, July brings a lightning storm hitting a metal feeder near a pen. Several animals die due to shock and a fire spreads. Fire and lightning coverage responds based on valuation.
A fast cold front in February might happen and it brings icy rain and sudden freezing. Young cattle collapse from hypothermia. You collect veterinary evidence and are paid under the hypothermia rider.
Winter storms drift snow into pens where cattle cannot move or breathe. Smothering coverage is triggered.
A fierce wind storm in March crumbles an older barn wall killing livestock beneath. Building collapse settlement is issued.
Late summer algae bloom poisons drinking water tanks causing fatalities. Option coverage applies.
A thief cuts a fence and takes cattle overnight. Theft protection ensures you are not left flat.
This insurance supports care not replace it. Make plans to maintain drainage clear pens, inspect barn integrity, clean water tanks after storms and repair damaged feeders. Safe trailers and proper ventilation during transport are required. If loss occurs due to avoidable negligence coverage may be denied.
When a covered loss happens, report it to your agent as soon as possible. Provide photos veterinarian or field reports and weather or incident documentation. Our adjusters understand High Plains feedlot conditions and will assess cause and count. Payment then follows the schedule and any riders you purchased. Carcass removal is added if selected. Hartford's financial strength ensures payments are made quickly and reliably .
Whether you run a few hundred cattle or thousands, coverage adapts. Valuation schedules match cattle types. Riders can be added or removed as you expand or manage different risks. You pay only for what you need.
National Livestock Insurance in Amarillo has focused on livestock since 1972. Agents regularly work with Hedley feedlots. They walk pens, inspect infrastructure and suggest risk mitigation practices. You receive seasonal reminders before rainy or cold seasons and advice after weather threats. We aim to protect your cattle and help your herd succeed.
Feedlot work in Hedley means facing fire, wind, rain, flash floods, winter snows, contaminated water, theft, and structural risks. Feedlot Cattle Insurance from National Livestock Insurance protects the market value of cattle when tragedy strikes. With optional hypothermia contaminated water and carcass removal protection you get comprehensive coverage. Safe feedlot management keeps your yard operational and claims valid. Backed by The Hartford you can rely on timely payment. Our Amarillo team stands ready to help you assess your risk, and walk your yard to help you build the right coverage. Call us today so your Hedley herd is protected and your feedlot stays running through storms and stress.
Protecting Your Livestock, Securing Your Future
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