If you're running a feedlot near Bushland, Texas, just west of Amarillo in Potter County, you understand the challenges of cattle feeding on the Southern High Plains. Between extreme winds, scorching heat, sudden storms, and winter freezes, your cattle are exposed to a variety of risks. That’s why Feedlot Cattle Insurance from National Livestock Insurance is essential for feedlot owners in Bushland. With decades of livestock expertise in the Panhandle, we offer coverage that fits your unique needs.
Feedlot Cattle Insurance protects cattle when they die from covered events. This insurance applies according to a valuation schedule, so if a steer dies, you’re compensated based on the current market value. Covered events include fire, lightning, windstorm, flood, drowning, building collapse, theft, vandalism, and snow smothering. Optional add-ons include hypothermia, carcass removal, and contaminated feed or water, providing comprehensive protection for real-world issues that impact your operation.
Payments are based on a valuation schedule listing cattle types at prevailing market prices. When a covered loss occurs, say a black Angus steer dies in a storm, you’re paid the amount specified in the schedule. This method ensures fair, transparent compensation aligned with true market value.
Bushland’s semi-arid climate brings brief but intense weather events. Monthly average highs hit the low 90s°F in summer, with humidities that can stress confined cattle. Lightning and windstorms are frequent, straight-line winds and hail often hit from April through July, capable of tearing roofs off barns or damaging pen walls.
In winter, sudden freezes and snowfall can bury cattle. “Smothering” losses occur when snow traps cattle so they cannot breathe. Our policy covers death due to blizzard smothering, since open feedlots are especially vulnerable.
Despite low annual rainfall, convective storms dump heavy rain occasionally. Bushland lacks major drainage infrastructure, so sudden downpours can flood pens and drown cattle. Additionally, building failures, from wind, snow, or neglect, can collapse pens or storage units, harming cattle. Deaths from these events are covered under our policy.
Even remote yards aren’t safe from nighttime theft or vandalism. Cattle could be stolen, pens tampered with, or infrastructure damaged. Our policy protects cattle value in such cases, so losses don’t hit your bottom line.
Heat stress isn’t the only issue. Sharp cold snaps or wet winter storms can cause hypothermia, even in mild winters. If cattle die after cold exposure, this rider provides coverage.
Heavy thunderstorms or chemical spills can spoil feed or water supplies. If cattle ingest contaminated substances and die, this coverage helps offset those losses, provided you follow proper storage protocols.
Dead cattle take time, labor, and money to remove before you can reuse pens or avoid disease. The carcass removal rider covers those cleanup costs, freeing you from unexpected disposal expenses.
Insurance isn’t a substitute for smart management. It’s vital to maintain pen structures, feed bins, and water tanks. With storms and heat common from spring to fall, keeping shade cloths, windbreaks, and quality water access in place protects cattle and ensures insurance validity.
Transporting cattle introduces additional risks: heat stress in loaded trailers, cold risk during freezes, or jostling injuries during travel. Insurers generally require that transport be done with proper ventilation, rest stops, and safe loading to avoid claim denials.
Bushland’s recorded statistics show it sits at about 3,825 feet above sea level, with low rainfall and high evaporation. In summer, highs exceed 90°F for months. Cold fronts bring rapid temperature drops in winter, and temperatures in the teens are common before spring arrives. Storm season, from April to June, makes drought-busting storms a threat, and snowfall is occasional, but strong enough to smother penned cattle.
When a covered event occurs, like a flash storm, barn collapse, or sudden flood affecting cattle, report it immediately. Send documentation: vet or field statements, photos, and any local weather data. Payment is made based on the valuation schedule and confirmed deaths. Optional riders like carcass removal or hypothermia coverage are included during processing.
Bushland feedlots range from small pens to large yards of thousands of head. You choose valuation schedules and add riders that match operations. Coverage scales with herd size and feedlot complexity. As your operation grows, your policy evolves with you.
We’ve specialized in livestock protection for over a century, focusing on feedlot operations in the High Plains. We're backed by The Hartford, A+ rated by Best’s, ensuring every claim is supported by solid financial backing. We don’t just write policies, we understand your cattle, your pens, and your challenges in Bushland.
Our ongoing service includes seasonal reminders, feed and water safety checks, valuation reassessments, and prompt help during storm season. This isn’t just insurance, it’s a partnership.
Imagine a spring hailstorm tearing off your shade structures. Pens collapse, cattle are lost. You submit a claim; losses are paid quickly according to schedules. You rebuild pens and keep feeding.
Or consider an August flash flood that sent a surge through your pens overnight. Cattle drown. The insurance covers their value and the cleanup cost. You recover with minimal disruption.
During a January blizzard, deep snow buries penned cattle. Smothering kills livestock. With our policy, death by snow is covered, and carcass removal funds help you clean up.
Protecting your Texas herd starts with a conversation. We’ll visit your yard, walk pens, review weather vulnerability, assess feed/water systems, and transport routines. You’ll choose valuation schedules and riders like hypothermia or contaminated feed. We customize your policy to your needs.
Once in place, we stay involved with reminders and updates, so you’re never behind. Our adjusters are experienced with Panhandle feedlots. Compliance is kept simple. Payouts fast. That’s our promise.
Bushland feedlots serve cattle that sustain ranchers, processors, and markets. But weather, infrastructure, and human risk mean cattle deaths can and do happen. With Feedlot Cattle Insurance from National Livestock Insurance, you have insurance designed for your reality, from windstorms to contaminated water, from theft to lightning fires.
You’re covered with a valuation-based policy, optional riders for key risks, and a partner who knows the High Plains of Texas. When losses happen, you recover quickly, rebuild efficiently, and keep running. That helps you stay in business, no matter what nature throws.
Call us today and build a feedlot safety net that covers what matters most, your herd, your pens, and your livelihood in Bushland, Texas.