Out here near Guymon, Oklahoma, feedlot operations are the heartbeat of the economy. From CRI Feeders and Henry C Hitch to Texas County Feedyard, cattle feedlots dot the Panhandle, shaping daily life and livelihoods. But with big herds come big risks, blizzards, lightning, flooding from panhandle rains, barn collapses, theft, and the rare but damaging windstorm or fire. That’s why feedlot-specific insurance from National Livestock Insurance Agency is essential: it covers the things that matter most.
Our Feedlot Cattle Insurance protects your cattle’s insured value based on the valuation schedule. It picks up where your management stops, covering sudden death from fire or lightning, windstorm, flood, drowning, barn collapses, vandalism, theft, and those unique issues out here, like blizzard-caused smothering. You can also add hypothermia and carcass removal, and even protection if cattle die from contaminated feed or water.
Situated in semi-arid Oklahoma, Guymon gets hot summers, cold snaps, and unpredictable weather. Daily highs in summer can exceed 90°F, creating heat stress in cattle confined outdoors. When winter rolls in, so does the risk of blizzards, and smothering, heavy snowfall can trap animals in pens, killing them quickly.
Feedlot Cattle Insurance provides financial support for cattle that die under these covered conditions. If a blizzard buries your pens and cattle are smothered, or your barn collapses under wind or snow load, you’re covered. That help means you can recover rapidly, without the stress of lost capital dragging down your operations.
Most farm insurance policies might include buildings or equipment, but they often don't cover livestock deaths from natural causes, or they leave out the details like contaminated feed or hypothermia. We go deeper. Every cause, fire, lightning, or windstorm matters. Lightning from one of Oklahoma’s frequent storms can catch a silo or power line just right, and a single bolt can kill cattle. With us, those risks are included.
Storms in this region often bring heavy rain, and flash flooding can sweep through feedlots fast. Waterlogged pens and poorly drained areas can trap cattle instantly. When that happens on your watch, National Livestock Insurance steps in.
Feedlot cattle often eat and drink on–site. Contaminated feed or water, say from a broken feed tank or pesticide drift, can cause mass losses. It’s not just rare, it’s realistic. Our riders protect those cattle, too, covering both the loss and cleanup.
When animals die in open pens, carcass removal isn’t optional; it’s necessary. Clovis feedlots learned that the hard way during the 1886 blizzards of the Big Die‑Up. Today, we cover that expense to help keep your feedlot clean and compliant.
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Transporting cattle from Guymon to Liberal, Kansas, or Amarillo puts them at risk. They’re exposed to temperature shifts, trailer vibration, and limited rest. Oklahoma State University experts point out cold stress from wet and windy conditions, and heat stress when nights stay warm after hot days. We encourage care during transport: clean, ventilated trailers, proper loading, secure gates, and bringing livestock to safety early when storms threaten.
The insurance requires normal care during transit. If cattle die from covered perils like accident or cold stress, but only because basic care was provided, the death is covered. But if neglect leads to mass mortality, that could hurt your claim.
To protect your herd and ensure coverage holds up, employ simple practices. Provide windbreaks or sand bedding during winters, especially before blizzards. In summer, ensure shade or sprinklers to reduce heat stress. The OSU “Cow‑Calf Corner” series outlines how windbreaks, extra water, and increased feed reduce cold‑weather losses.
Avoid puddles and spills since standing water from storms can freeze overnight. Keep feed and water tanks clean and test feed quality, especially after heavy rains or floods. These steps help prevent losses and maintain robust coverage.
Picture a strong gust of wind blasting a barn roof during a spring storm. The collapse kills cattle in adjacent pens. Our insurance covers those deaths. Or maybe an April thunderstorm brings hail and lightning, you lose pens and cattle. The losses are covered. And if someone cuts a lock and steals cattle at 3 a.m., you’re reimbursed without digging into savings.
If feed is accidentally contaminated, perhaps a nearby farmer sprays herbicide that blows onto your feed, your covered animals dying from ingestion are protected, including vet‑verified losses and carcass disposal costs.
In emergencies, every moment counts. Call us right away. Photo snapshots and quick vet or field reports establish cause. We assign an adjuster who understands the Panhandle's feedlot conditions and quickly settles according to valuation schedules. Once approved, funds are released to help you restock and rebuild. With The Hartford’s A+ financial backing, payouts arrive fast, even when storms happen after hours.
Guymon’s feedlots range from small, family operations to large SEKO yards. Whether you manage 500 head or 10,000, your insurance should match your business. Our valuation schedules adjust per head, and riders are optional, so you only pay for what you need. Scale up when your yard grows, and stay covered regardless of size or system.
We’ve specialized in livestock insurance since 1972, tailoring plans for farmers and ranchers across the Panhandle. National Livestock Insurance understands Guymon’s extreme weather, cattle transport patterns, and feedlot needs. And with The Hartford behind us, our financial strength ensures you’ll get paid when it matters most. With us, your cattle are more than inventory, they’re your business’s backbone.
It’s simple. Reach out to National Livestock Insurance in Amarillo, Texas. We review your herd, pens, transport routine, and feed/water storage. We walk your lot, assess infrastructure, and talk through risks. Then we build a quote tailored to your needs and your budget.
Once your policies are in place, we stay involved. We’ll send reminders before storm season, tips on feed and water safety, and reminders to update valuations if prices rise. Think of us as partners, not just your insurer.
Guymon feedlots lie at the heart of Oklahoma’s cattle country. Heat, wind, lightning, snow, and man-made threats all circle those pens. That’s why tailored insurance matters. Feedlot Cattle Insurance from National Livestock Insurance ensures that, when disaster strikes, you're covered. From hypothermia in January to summer night droughts, from stolen cattle to flash floods, your losses are backed by a century of knowledge and the financial strength of The Hartford.
This coverage helps you sleep easier, knowing that if the worst happens, your herd and your feedlot's future will survive. Call us today to build your feedlot's safety net. Let's keep your cattle and your business standing strong through every Oklahoma storm.
Protecting Your Livestock, Securing Your Future
📍 Address: 619 S Tyler St Suite 95, Amarillo, TX 79101
📞 Phone: (806) 372-3801
📧 Email: brandon@longhornre.com
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